Can I Use FSA / HSA Funds for LASIK?

When thinking about laser eye surgery, the cost of LASIK can seem intimidating, but luckily, it doesn’t have to be. Did you know that in addition to other LASIK financing options you can use FSA or HSA funds for the procedure? Flexible Spending Accounts (FSA) Funds and LASIK Surgery LASIK surgery is one of the eligible medical […]

woman checking here computer thinking about the cost of LASIK

When thinking about laser eye surgery, the cost of LASIK can seem intimidating, but luckily, it doesn’t have to be. Did you know that in addition to other LASIK financing options you can use FSA or HSA funds for the procedure?

Flexible Spending Accounts (FSA) Funds and LASIK Surgery

LASIK surgery is one of the eligible medical expenses for your FSA, and using it can help alleviate some of the financial concerns associated with this procedure. Using an FSA will decrease your taxable income while increasing your spendable income to save hundreds or even thousands of dollars per year. Since only a certain amount of unused FSA funds can rollover into March of the next year before you lose the funds, LASIK surgery is a great use of unused funds as the end of the year gets closer.

Using Your Health Savings Account (HSA) for LASIK Surgery

Your HSA can also be used to help cover the cost of LASIK eye surgery. By setting up an HSA, you can pay for elective medical services like LASIK and other laser eye surgery procedures while maximizing your tax savings. With an HSA, contributions from your employer are excluded from your gross income, and you can claim tax deductions from your personal contributions as well as ones made by anyone other than your employer. Additionally, contributions roll over each year until they are used, and any interest or other earnings on the HSA are tax free.

When you decide you’re ready for laser eye surgery, be sure to consider all of your LASIK savings options including FSA and HSA funds so that you can achieve better vision in a more affordable way.

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