Does Insurance Cover Cost of LASIK?

Discounts Though Insurance & Vision Plans

LASIK costs can be excessive at many other LASIK providers throughout the country.  Why? Due to the significant investment associated with owning lasers and the diagnostic equipment necessary to perform laser vision correction ($600,000) most surgeons rent time on a laser. These lasers may be at the eye doctor’s office or at another facility. The cost for this LASIK equipment can be $1,400 -$2,000 per patient – and that cost gets passed onto the patient.

LASIK with Insurance

The LASIK Vision Institute Is Different.

The LASIK Vision Institute® is a leading national provider of LASIK. We own all of our equipment and facilities, and therefore are able to pass a significant savings in the cost of LASIK back to you while not compromising quality.  Our sole focus is laser vision correction. The LASIK Vision Institute® provides highly skilled optometrists on site at each of our LASIK laser eye centers. These doctors specialize in the pre and post op care of refractive eye surgery patients.

With high patient satisfaction, high referral rate, there is a strong demand to have laser vision surgery at The LASIK Vision Institute.  Other LASIK providers charge more for LASIK eye surgery to make up for their lower volume.

Better vision from LASIK is attainable. At The LASIK Vision Institute, you get leading FDA approved technology, high experience surgeons, a great experience and better vision for a better value.

The Real Cost of Laser Eye Surgery

The cost of laser eye surgery can range from as low as $1999 per eye to up to $4,000 or more per eye.  What gives? Why such a price difference? Geography, surgical experience, technology (e.g., which lasers), eye prescription, insurance benefits, and healthcare savings all influence your real cost of laser eye surgery.

Why The Cost of Laser Eye Surgery Differs So Greatly

First, your eye prescription is a factor in determining the price of your laser eye surgery procedure. This can be discussed with your eye doctor or at the LASIK consultation.

The surgeon you pick will affect your price.  LASIK surgeons who have been practicing longer tend to charge more.  They bring added experience and expertise to your procedure, and many people feel more comfortable with an experienced surgeon.  The most experienced surgeons have been practicing since the 1990s, when LASIK and its predecessor PRK gained commercial popularity. Research surgeons in your area to know what you are getting for the price.

In addition, the technology your LASIK surgeon uses affects your price.  Bladeless LASIK procedures use a second laser not used in bladed procedures, and this can raise the price. As you might expect, a bladeless procedure offers additional benefits, such as an oftentimes faster and more pleasant recovery.   Adding a customization to your laser eye surgery — which uses Wavefront technology, developed by NASA — will also affect its cost.  Your doctor should discuss the benefits of bladed, bladeless, and Wavefront technology as they relate to your unique eyes.

Geography may also influence your price.  Places with higher costs of living, such as New York or Boston, may reflect higher costs of laser eye surgery.

Finally, as you assess cost of laser eye surgery, consider what each quoted price includes.  Some providers price out just the procedure without factoring additional services you may want.  Provider A might give you a price for LASIK, for instance.  Meanwhile Provider B may quote you for custom bladeless LASIK with a year’s worth of post-operative checkups and a limited-time or lifetime enhancement package included.  Ask specifically what your price includes.

Health Spending Accounts For The Cost of LASIK Eye Surgery

Many U.S. employees have an FSA, HSA, or HRA to cover health expenses with income-tax-free accounts.  The cost of laser eye surgery is an eligible expense for all these accounts.  In addition, some people may deduct the cost of major medical expenses. Check with your tax preparer if you think you qualify.

If you know you want LASIK but are concerned about up-front cost, assess your contributions during your employer’s open-enrollment window and consider increasing your savings so you can afford the procedure next year.

The Real Value of Laser Eye Surgery

The cost of laser eye surgery reflects an elective procedure that has been called life changing. Many people reduce their need for glasses and contacts for years.  The money saved on associated costs reflects only part of the surgery’s value though.  Many find that after LASIK they can do what they could not have done before, such as SCUBA dive, wear off-the-shelf sunglasses, swim, play freely with their children, and travel without hassle.  It’s important to weigh not just the cost of laser eye surgery, but whether the soft gains will increase your quality of living, and thus affect your decision to push forward with the procedure. Discover the cost of LASIK with The LASIK Vision Institute®.

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