LASIK Surgery & Insurance Coverage

LASIK Surgery & Insurance Coverage

Cost of LASIK Eye Surgery

Will My Insurance Cover The Cost of LASIK?

Does insurance cover LASIK eye surgery? It’s one of the first questions that many people ask when considering a LASIK procedure – and planning for the cost is an important part of the process.

While it is rare for insurance companies to cover the cost of laser eye surgery, there are some exceptions, so it doesn’t hurt to inquire with your insurance company. Most LASIK patients, however, rely on other payment options to cover their surgery.

The LASIK Vision Institute is committed to preventing cost from becoming a barrier for LASIK. With our financing, you get:

Easy financing process
It takes just minutes to see if you qualify.

Custom programs
We offer tailored programs to fit your current budget.

Zero down payments
Some programs have no down payment costs.

Payment options
We offer many convenient financing options.

Health Insurance, FSA’s, and HSA’s for LASIK

Health Insurance
LASIK is considered an elective procedure, and therefore, may not be covered by vision or health insurance plans. But, don’t count your insurance out of your LASIK plans just yet! Some insurances might offer a discount on LASIK, however, The LASIK Vision Institute may match your insurance plan’s discount or have comparable discounts available (up to 20% off, cannot be combined with other offers).

FSA’s and HSA’s
Flexible Spending Accounts and Health Savings Accounts allow you to take funds set aside for your healthcare and apply them toward your LASIK eye surgery price. The benefits of using these accounts are that the funds are not subject to taxes and can generally be used at your discretion for health services (Please check your individual FSA or HSA plan for guidelines).

Discounts That Could Be Available Through Your Health Insurance

► Aetna

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value) to provide you with a customized treatment plan for your individual vision correction needs

100% bladeless procedure

Medically approved post-operative visits are included


► Anthem Special Offers

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments are included


► Blue 365

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


► Block Vision

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments are included


► Blue View

Free LASIK exam ($100 value).

100% bladeless procedure.


► Blue Vision

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments are included


► Careington

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


► Cigna

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


► EyeMed

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments are included


► Humana

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


► NVA

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments are included


► Principal

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


► Solstice

$800 savings on Custom LASIK with free enhancements for life^

FREE LASIK examination ($120 value)

100% bladeless LASIK eye surgery

Medically required post-operative appointments


Clear Pricing for LASIK Surgery

A reputable LASIK provider will provide you with understandable and fair pricing up front. At The LASIK Vision Institute, your LASIK cost is reviewed with you at your pre-op LASIK appointment. Getting an upfront LASIK price ensures that you are not left wondering what you will pay or leave you concerned about the ability to make payments later.

Financing Options for LASIK Surgery

Be sure to inquire about your financing options. The LASIK Vision Institute offers several options for financing and will assist you in choosing the best option for your unique needs and LASIK price. It usually takes only minutes to determine if you are approved for financing. We offer different financing options to help LASIK fit your budget.

Credit Cards for Laser Eye Surgery

You may have never considered the idea of charging a LASIK procedure, but utilizing a credit card is a great way to cover the cost of LASIK eye surgery. Some new cards may let you have a year or more to pay off your balance and others may be interest-free. Other cards will let you earn rewards, points, miles, or even cash refunds. You may find cards which allow you to transfer a balance and receive another interest-free period, giving you the opportunity to pay off the laser eye surgery cost over time (Please check with your credit card for specifics). We accept MasterCard, VISA, American Express, and Discover cards.

Tax Refunds for LASIK

After filing taxes, we can all get excited about a tax refund! You may have used your tax refunds to plan your vacation travel, make home improvements, or simply add to your savings account. But did you know that your tax refund could be used for your LASIK surgery? Using your tax refund may be another viable payment option for LASIK eye surgery! Cash and personal checks are also accepted. In addition, we offer financing options to suit a wide variety of financial situations, including our current special.

The True Value of Laser Eye Surgery

The expense of laser eye surgery represents an elective procedure often deemed life-changing. Numerous individuals significantly reduce their reliance on glasses and contact lenses for many years. However, the financial savings on eyewear-related costs only partially capture the surgery’s true value. Many people find that post-LASIK, they can engage in activities previously challenging or impossible, such as SCUBA diving, wearing standard sunglasses, swimming, playing freely with their children, and traveling without inconvenience. It’s essential to consider not just the cost of laser eye surgery but also whether the intangible benefits will enhance your quality of life, influencing your decision to proceed with the procedure. Get started and explore the cost of LASIK with The LASIK Vision Institute.

LASIK Locations

Find a LASIK Surgery Location Near You

We’re located nationwide – it’s easy to find a LASIK Vision Center near you.

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LASIK Locations